According to new research from Which? a third of British home insurers offer no cover for ‘digital information’, which means that, if you’ve bought music online and anything happens to your laptop or MP3 player, you could be listening to the sound of silence unless you’re willing to stump up again for the cost of replacing your music collection.
Which? also found that just four of the eight largest download stores allow you to re-download tunes in the event that they are lost or stolen.
One solution, if you’re at risk of losing your music, is to find an insurance provider that will reimburse you for the loss of your digital data, however, it’s important to remember that it’s not just copyright material that you could be losing. Whilst an insurance company can help you get back the soundtrack to your life, they can’t help buy back the photos of your kids, the journal you wrote on your travels or the emails your wife sent you when you were still dating.
Securing your information with an online backup provider can help you with all of these things. Keeping an encrypted copy of your information in the Cloud means that, should anything happen to the original, whether it’s on a laptop that gets stolen or an MP3 player that gets lost on a night out, you can simply download it again to another device.
So, if you want the band to play on forever, perhaps online backup will be music to your ears.